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Overage / Compare / Payments

PayPal vs Stripe pricing

Verified 2026-10-24 (1 day ago)Source: PayPal: www.paypal.com/us/business/paypal-business-fees, Stripe: stripe.com/pricingVerified shows the older of the two.

Monthly cost at three volumes

Monthly cost of PayPal and Stripe at three volumes and at your own
VolumePayPalStripe
small10K transaction volume (percentage fee), 300 transactions (fixed fee)$14.99 / moInvoicing Subscriptionexcludes unpriced usage$380 / moStandard
growing100K transaction volume (percentage fee), 3K transactions (fixed fee)$14.99 / moInvoicing Subscriptionexcludes unpriced usage$3,800 / moStandard
scale1M transaction volume (percentage fee), 30K transactions (fixed fee)$14.99 / moInvoicing Subscriptionexcludes unpriced usage$38,000 / moStandard
your volumeset above$14.99 / moInvoicing Subscriptionexcludes unpriced usage$3,800 / moStandard

Each cell is the cheapest feasible plan, or the chosen model, at that volume, from the shared Overage cost function. "Cheapest model" only considers models with both an input and an output price listed. Volumes are example scenarios you can edit.

Tiers, aligned by position

Tiers of PayPal and Stripe aligned by position: free, entry, mid, top
PositionPayPalStripe
Free$0 / moPayflow Linkno tier
EntryunlistedPayPal CheckoutunlistedStandard
MidunlistedQR code Transactionsno tier
Top$14.99 / moInvoicing SubscriptionContact salesCustom

Tightest rate limit

Tightest documented rate limit of each service
MeasurePayPalStripe
Tightest limitunlisted100 api requests per secondStandard tier

Changes in the last 90 days

No changes recorded.

No change detected for either service in the last 90 days.