PayPal pricing and rate limits
PayPal Point of Sale
| Tier | Monthly cost | Breakdown |
|---|---|---|
| PayPal Point of Saleunlisted | $256 / mo cheapest | no monthly fee listed, priced by usage only; base $0 + Transaction volume (percentage fee) overage $229 + Transactions (fixed fee) overage $27 |
Cheapest: PayPal Point of Sale at $256/mo.
Example volumes you can edit; not vendor data. Costs use the shared Overage cost function, identical to the API and MCP. Usage the vendor does not price is excluded, never guessed. Optional add-ons are not included in these totals. Overage marked pay-as-you-go applies only if you enable it; otherwise the allowance is a hard cap.
PayPal Point of Sale tiers
| Item | PayPal Point of Sale |
|---|---|
| Base price | |
| Price | unlistedno monthly fee listed; priced by usage only |
| Overage rates | |
| Transaction volume (percentage fee) | 2.29% of volume |Card Present Transactions|2.29% + 0.09 USD|source2.29% |
| Transactions (fixed fee) | $0.09 per 1 |Card Present Transactions|2.29% + 0.09 USD|source$0.09 / transaction |
Payflow
| Tier | Monthly cost | Breakdown |
|---|---|---|
| Payflow Pro$25 / mo | $55 / mo | base $25 + Transactions (fixed fee) overage $30 |
| Payflow Link$0 / mo | $30 / mo cheapest | base $0 + Transactions (fixed fee) overage $30 |
Cheapest: Payflow Link at $30/mo.
Example volumes you can edit; not vendor data. Costs use the shared Overage cost function, identical to the API and MCP. Usage the vendor does not price is excluded, never guessed. Optional add-ons are not included in these totals. Overage marked pay-as-you-go applies only if you enable it; otherwise the allowance is a hard cap.
Payflow tiers
| Item | Payflow Pro | Payflow Link |
|---|---|---|
| Base price | ||
| Price | $25 / mo|Monthly Fees|Payflow Pro|25.00 USD|source | $0 / mo|Payflow Link|No fee||source |
| Overage rates | ||
| Transactions (fixed fee) | $0.10 per 1 |Payflow Pro Transaction|0.10 USD|source$0.10 / transaction | $0.10 per 1 |Payflow Link Transaction|0.10 USD|source$0.10 / transaction |
| Add-ons (not in the calculator total) | ||
| PayPal Recurring Billing Service (Monthly) - Payflow Link | $10 / mo|PayPal Recurring Billing Service (Monthly)|Payflow Pro|10.00 USD|source | $10 / mo|Payflow Link|10.00 USD||source |
| PayPal Fraud Protection Services - Advanced Package | $10 / mo|Advanced Package|10.00 USD||source | unlisted |
| PayPal Fraud Protection Services - Buyer Authentication + | $10 / mo|Buyer Authentication +|10.00 USD||source | unlisted |
| PayPal Fraud Protection Services (Monthly Excess Transaction Fee) Advanced Package | $0.05 / usageAdvanced Package|0.05 USD||source | unlisted |
| PayPal Fraud Protection Services (Monthly Excess Transaction Fee) Buyer Authentication + | $0.10 / usageBuyer Authentication +|0.10 USD||source | unlisted |
Other
| Tier | Monthly cost | Breakdown |
|---|---|---|
| PayPal Checkoutunlisted | $496 / mo | no monthly fee listed, priced by usage only; base $0 + Transaction volume (percentage fee) overage $349 + Transactions (fixed fee) overage $147 |
| QR code Transactionsunlisted | $256 / mo | no monthly fee listed, priced by usage only; base $0 + Transaction volume (percentage fee) overage $229 + Transactions (fixed fee) overage $27 |
| Pay With Cryptounlisted | $150 / mo | no monthly fee listed, priced by usage only; base $0 + Transaction volume (percentage fee) overage $150 + Transactions (fixed fee): unpriced (excludes unpriced usage) |
| Advanced Credit and Debit Card Paymentsunlisted | $376 / mo | no monthly fee listed, priced by usage only; base $0 + Transaction volume (percentage fee) overage $289 + Transactions (fixed fee) overage $87 |
| ACH Servicesunlisted | $80 / mo | no monthly fee listed, priced by usage only; base $0 + Transaction volume (percentage fee) overage $80 + Transactions (fixed fee): unpriced (excludes unpriced usage) |
| Payments Advanced$5 / mo | $441 / mo | base $5 + Transaction volume (percentage fee) overage $289 + Transactions (fixed fee) overage $147 |
| Payments Pro$30 / mo | $466 / mo | base $30 + Transaction volume (percentage fee) overage $289 + Transactions (fixed fee) overage $147 |
| Virtual Terminalunlisted | $426 / mo | no monthly fee listed, priced by usage only; base $0 + Transaction volume (percentage fee) overage $339 + Transactions (fixed fee) overage $87 |
| Invoicing Subscription$14.99 / mo | $14.99 / mo cheapest | base $14.99 + Transaction volume (percentage fee): unpriced + Transactions (fixed fee): unpriced (excludes unpriced usage) |
Cheapest: Invoicing Subscription at $14.99/mo.
Example volumes you can edit; not vendor data. Costs use the shared Overage cost function, identical to the API and MCP. Usage the vendor does not price is excluded, never guessed. Optional add-ons are not included in these totals. Overage marked pay-as-you-go applies only if you enable it; otherwise the allowance is a hard cap.
Other tiers
| Item | PayPal Checkout | QR code Transactions | Pay With Crypto | Advanced Credit and Debit Card Payments | ACH Services | Payments Advanced | Payments Pro | Virtual Terminal | Invoicing Subscription |
|---|---|---|---|---|---|---|---|---|---|
| Base price | |||||||||
| Price | unlistedno monthly fee listed; priced by usage only | unlistedno monthly fee listed; priced by usage only | unlistedno monthly fee listed; priced by usage only | unlistedno monthly fee listed; priced by usage only | unlistedno monthly fee listed; priced by usage only | $5 / mo5.00 USDsource | $30 / mo30.00 USDsource | unlistedno monthly fee listed; priced by usage only | $14.99 / moInvoicing Subscription|14.99 USD per monthsource |
| Overage rates | |||||||||
| Transaction volume (percentage fee) | 3.49% of volume |PayPal Checkout|3.49% + fixed fee|source3.49% | 2.29% of volume |QR code Transactions|2.29% + fixed fee|source2.29% | 1.5% of volume |Rate on or after Aug. 1, 2026|1.5% of transaction amount|source1.5% | 2.89% of volume |Advanced Credit and Debit Card Payments|2.89% + fixed fee|source2.89% | 0.8% of volume |ACH Services|0.80% (capped at $5.00 per transaction)|source0.8% | 2.89% of volume |Payments Advanced|2.89% + fixed fee|source2.89% | 2.89% of volume |Payments Pro|2.89% + fixed fee|source2.89% | 3.39% of volume |Virtual Terminal|3.39% + fixed fee|source3.39% | unlisted |
| Transactions (fixed fee) | $0.49 per 1 |US dollar|0.49 USD|source$0.49 / transaction | $0.09 per 1 |QR code Transactions through third party integrator|2.29% + 0.09 USD|source$0.09 / transaction | unlisted | $0.29 per 1 |US dollar|0.29 USD|source$0.29 / transaction | unlisted | $0.49 per 1 |US dollar|0.49 USD|source$0.49 / transaction | $0.49 per 1 |US dollar|0.49 USD|source$0.49 / transaction | $0.29 per 1 |US dollar|0.29 USD|source$0.29 / transaction | unlisted |
Fee calculator
| Line | Applies to | Rate | Fee | Source |
|---|---|---|---|---|
| PayPal Checkout card rate | $10,000 over 300 transactions | 3.49% + $0.49 | $496 | rate|PayPal Checkout|3.49% + fixed fee|source rate |US dollar|0.49 USD|source |
| International cardsAdditional percentage-based fee for international commercial transactions, added to the domestic rate | $2,000 over 60 transactions | +1.5% | $30 | percentage|All Commercial Transactions|1.50%|source |
- Fees (at least)
- at least $526
- You keep (at most)
- at most $9,474
- Effective rate (at least)
- at least 5.26%
Not included / unlisted: these fees apply to your scenario but the vendor's page does not list them, so they are left out, never guessed.
- The currency conversion fee depends on the buyer region (any: 3%; any: 4%); pass buyer_region.
- No dispute fee is listed for this service.
Example scenario, not vendor data: edit the numbers to match your mix. Fees come only from the listed rates and fee rows above; a fee the vendor does not list is shown as unlisted, never estimated. International and currency-conversion shares are assumed to carry the average transaction amount. Refund and payout fees are not included.
Fees beyond the headline rate
| Fee | Applies when | Buyer region | Method | Rate | Source |
|---|---|---|---|---|---|
| International card | Additional percentage-based fee for international commercial transactions, added to the domestic rate | any | any | +1.5%|All Commercial Transactions|1.50%|source | quote |
| Currency conversion | All other transactions involving currency conversion by PayPal | any | any | +3%3.00%, or such other amount as may be disclosed to you during the transaction.source | quote |
| Currency conversion | Paying for goods or services in a currency other than the listed currency, sending money or Payouts received in a different currency | any | any | +4%4.00%, or such other amount as may be disclosed to you during the transaction.source | quote |
| Dispute | Standard dispute fee in USD when a buyer files a dispute or chargeback on a PayPal account or checkout transaction | any | any | $15|US dollar|15.00 USD|sourceper dispute | quote |
| Dispute | Chargeback fee for card chargebacks not processed through a buyer's PayPal account or guest checkout, in USD | any | any | $20|US dollar|20.00 USD|sourceper dispute | quote |
| Dispute | High Volume dispute fee in USD | any | any | $30|US dollar|30.00 USD|sourceper dispute | quote |
| Refund | Commercial and Invoicing transaction refunds: no fee to refund but original fees are not returnedprocessing fee kept on refund | any | any | unlisted | www.paypal.com/us/business/paypal-business-fees |
| Instant payout | Instant withdrawal to bank account or eligible linked debit card, minimum fee 0.50 USD | any | any | +1.5%1.50% of amount transferredsource | quote |
Percentages are of the affected volume; "replaces headline" means the row is the whole rate for that method, not an addition. A fee not listed here is not in the calculator: it shows as unlisted there, never as zero.
Payments facts
| Model | unlisted |
|---|---|
| Pricing model | unlisted |
| Sales tax handled | unlisted |
| Payout timing | unlisted |
| Payout fee | unlisted |
| Minimum payout | unlisted |
| Seller countries | unlisted |
Prices in USD, per the vendor's billing period. Hover or focus a number for the line it came from, with a link to the stored snapshot. "unlisted" means the vendor does not publish it; we never fill the gap.
Add-ons
| Tier | Add-on | Price |
|---|---|---|
| Payflow Pro | PayPal Recurring Billing Service (Monthly) - Payflow Pro | $10 / mo|PayPal Recurring Billing Service (Monthly)|Payflow Pro|10.00 USD|source |
| Payflow Pro | PayPal Fraud Protection Services - Advanced Package | $10 / mo|Advanced Package|10.00 USD||source |
| Payflow Pro | PayPal Fraud Protection Services - Buyer Authentication + | $10 / mo|Buyer Authentication +|10.00 USD||source |
| Payflow Pro | PayPal Fraud Protection Services (Monthly Excess Transaction Fee) Advanced Package | $0.05 / usageAdvanced Package|0.05 USD||source |
| Payflow Pro | PayPal Fraud Protection Services (Monthly Excess Transaction Fee) Buyer Authentication + | $0.10 / usageBuyer Authentication +|0.10 USD||source |
| Payflow Link | PayPal Recurring Billing Service (Monthly) - Payflow Link | $10 / mo|Payflow Link|10.00 USD||source |
Add-ons are optional extras and are not included in the calculator total.
Rate limits
No rate limits recorded for this service: unlisted.
Change timeline
No changes recorded.
Tracking began 2026-10-24; no change has been detected since.
Sources
| URL | Kind | Last captured | Snapshot |
|---|---|---|---|
| www.paypal.com/us/business/paypal-business-fees | pricing | 2026-10-24 | snap_paypal-pricing-0_20261023T210615Z |
Report a correction
Spotted a wrong or missing number on PayPal? Send the field, the value you see and a source link. Reports with a source are reviewed first.