Braintree vs Stripe pricing

Verified 2026-10-24 (1 day ago)Source: Braintree: www.paypal.com/us/enterprise/paypal-braintree-fees, Stripe: stripe.com/pricingVerified shows the older of the two.

Monthly cost at three volumes

Monthly cost of Braintree and Stripe at three volumes and at your own
Volume	Braintree	Stripe
small10K transaction volume (percentage fee), 300 transactions (fixed fee)	$180 / moACH direct debit transactions (same day ACH)	$380 / moStandard
growing100K transaction volume (percentage fee), 3K transactions (fixed fee)	$1,800 / moACH direct debit transactions (same day ACH)	$3,800 / moStandard
scale1M transaction volume (percentage fee), 30K transactions (fixed fee)	$18,000 / moACH direct debit transactions (same day ACH)	$38,000 / moStandard
your volumeset above	$1,800 / moACH direct debit transactions (same day ACH)	$3,800 / moStandard

Each cell is the cheapest feasible plan, or the chosen model, at that volume, from the shared Overage cost function. "Cheapest model" only considers models with both an input and an output price listed. Volumes are example scenarios you can edit.

Tiers, aligned by position

Tiers of Braintree and Stripe aligned by position: free, entry, mid, top
Position	Braintree	Stripe
Free	no tier	no tier
Entry	unlistedCards and digital wallets (standard merchants)	unlistedStandard
Mid	unlistedVenmo	no tier
Top	unlistedACH direct debit transactions (same day ACH)	Contact salesCustom

Tightest rate limit

Tightest documented rate limit of each service
Measure	Braintree	Stripe
Tightest limit	unlisted	100 api requests per secondStandard tier

Changes in the last 90 days

No changes recorded.

No change detected for either service in the last 90 days.